HomeimgWatercraft Insurance

With more than 11,000 inland lakes, Michigan is home to many many lovers and owners of watercraft. We are experts at finding the right insurance to cover you, your family and your watercraft so you can enjoy the lakes fully without worry.

Whether your baby is a simple boat, a yacht, a jet ski, or a catamaran, we are skilled at understanding the differences between the various watercraft and the policies that can best protect you and them based on your unique needs. A Michigan boat insurance policy or personal watercraft policy for your boat, jet ski, yacht or catamaran can typically offer:

Physical Damage – Whole Coverage

This coverage typically protects your boat, motor, and trailer. We can help you decide the best amount of physical damage coverage for any boat on your policy and a deductible (the amount of money you pay out of your pocket before your policy starts paying) that is affordable for you.

Liability Coverage

If you and your watercraft are involved in an accident, it’s most likely that another person, watercraft or property will be involved. Liability coverage will protect you in the event that you’re at fault. How much coverage is available or necessary? We can help you determine the answers to that question based on the coverage and limits that are available and offered by the solid companies that we represent.

Medical Payments Coverage

Should you get hurt when on the water, we offer medical coverage that could cover certain eligible medical expenses. We will discuss this, as well as the other types of coverage available when we review your circumstances and needs.

We can help answer all the questions that need to be answered and put together a free Michigan watercraft insurance quote for you for your review right away. Just contact Brighton Insurance & Financial Services today by phone ((810) 229-1820) or via email, and we’ll get started right away.

Our Charities

The people at Brighton Insurance & Financial Services consider themselves so very fortunate in life; they seek to pay that happiness and good fortune forward to the community and to efforts in which they believe. Below are a few of the efforts they put their full force behind. Join them in supporting these efforts. Join them in paying good fortune and happiness forward.



Our Companies

Brighton Insurance & Financial Services represents the following companies and urges you to click on their respective links to investigate for yourself how solid and high-quality they are. That is why we proudly carry them and offer their products to our clients.